Deciding whether to file a lawsuit after an injury isn’t always clear-cut. Every case carries its own set of challenges, risks, and rewards. In this post, we dive into a real-life story that highlights the tough choices involved when dealing with an injury claim.
Mlaey Jones Case: Michelle’s Story
The Dilemma of Suing
When you’re injured and facing mounting medical bills and lost wages, the question often arises: should you settle with the insurance company or push forward with a lawsuit? Sometimes a fair prelitigation offer might be all you need, but in other cases, the extra pressure of litigation could fetch you a better outcome. As the saying goes, “Is the juice worth the squeeze?”
About Injury Lawyer Tate Meagher
Before we dive into Michelle’s case, it’s important to know who’s behind the guidance.
Injury Lawyer Tate Meagher
Offices in Louisville and Shepherdsville, Kentucky (Serving all of Kentucky)
Tate Meagher has handled hundreds of injury cases and knows first-hand when filing a lawsuit might be worth the extra effort.
Michelle’s Accident Overview
Let’s walk through Michelle’s story. While helping her dog, Michelle had pulled over into an emergency lane. Just minutes later, another vehicle slammed into the rear of her car. Although she was parked legally, fate had other plans.
Medical Journey and Diagnosis
Immediately after the accident, Michelle was transported via ambulance to the hospital. Initial tests showed no fractures or dislocations, and she was sent home with a pain reliever and muscle relaxant. However, persistent pain in her left shoulder led her to seek a second opinion. This time, diagnostic tests revealed a dislocated left shoulder. Michelle then underwent several months of treatment—including physical therapy, chiropractic care, and dry needling—with her medical bills eventually exceeding $20,000.
Insurance Negotiations and Settlement
After Michelle completed her treatment, all her medical records and bills were gathered. A demand was sent to the at-fault driver’s insurance company for a settlement at the policy limits. Following nearly two months of negotiations, the insurance company made what they termed their “best offer” of $70,000. In addition, Michelle received $10,000 in personal injury protection benefits, bringing her total recovery to $80,000.
To Sue or Accept: Weighing the Pros and Cons
At the point of settlement, Michelle faced a critical decision. Although suing could potentially bring in a few thousand dollars more, it would also involve more time, effort, and uncertainty—sometimes even years of litigation. For Michelle, the offer on the table was fair enough, and she opted to avoid the drawn-out legal battle. Her decision underscores that while litigation can sometimes yield a higher payout, the extra stress and prolonged process may not be worth it if a reasonable settlement is offered.
Final Thoughts: Is the Juice Worth the Squeeze?
Michelle’s case illustrates that the decision to sue is deeply personal and highly situational. If the insurance company’s prelitigation offer seems equitable, it might be best to settle. However, if you’re being lowballed or denied liability despite strong evidence, litigation might be your path to receiving the compensation you deserve. Ultimately, it’s about balancing the potential financial gain against the time, expense, and emotional toll of a lawsuit.
Disclaimer and Next Steps
This video is not legal advice. Always speak with a lawyer for your particular situation.
Now that you have a better idea of when it might be a good idea to sue in your injury case, consider exploring ways to boost the value of your injury claim. If that sounds like you, be sure to watch our video where we reveal several strategies to maximize your recovery. For more helpful content, subscribe to our channel. And remember, if you’ve been injured in Kentucky—Don’t Wait, Call Tate!
