Tate Meagher with the Meagher Injury Lawyers, Kentucky personal injury attorney here. I’m here to talk about ways to get a larger injury settlement for your case.
1. Seek Medical Treatment
The first one’s pretty simple: go and get medical treatment when you need it. Typically, the more medical treatment you receive, the larger the value of your case. Now, I’m not telling anybody to go out there and milk it; don’t get treatment when you don’t need it. But when you need medical treatment and you’re in pain, go and get the medical treatment. Don’t miss your doctor’s appointments, get the treatment that you need, and then get back to being healthy. If surgeries are recommended, I highly recommend that you consider going through with the surgery. Not only for your health, which is obviously the most important thing but for the value of your case, as it will certainly have a big impact.
2. Be Skeptical of Insurance Adjusters
The second tip is: don’t believe everything the insurance adjuster tells you. The insurance adjuster works for the insurance company, so they’re going to be looking out for the best interest of the insurance company and its insured. Listen to them, but don’t believe everything they say about your case.
3. Provide Comprehensive Evidence
The third tip is to send all evidence to the insurance company, including medical records, bills, and photos. If it’s a car accident, photos of the vehicles depicting the property damage, especially if it’s a severe impact, are crucial. If you have any photos depicting your injuries, such as bruising or lacerations, send those photos as well.
4. Demand the Policy Limits
The fourth tip is to demand the policy limits from the insurance company and do it in writing. This forces the insurer to make a decision: they will either offer the policy limits, deny liability, and offer nothing, or make an initial offer below the policy limits. This puts them in a position to act first.
5. Never Accept the First Offer
Never accept the first offer. If the insurer makes an offer, negotiate. Make them get to the point where they say, “This is our last, best, and final offer.” Don’t accept their first offer. It’s very rare for a case to settle for the amount first offered by the insurance company.
6. Look for All Available Insurance
It’s very important to look for all available insurance, especially in car accident cases. If the other driver was uninsured, hopefully, you have uninsured motorist coverage on your vehicle. If the other driver didn’t have enough insurance, you might have underinsured motorist coverage. Ensure you follow the COOTS procedure to preserve your underinsured motorist claim.
7. Use Jury Verdicts for Similar Cases
Send jury verdicts for similar cases with similar injuries to the insurance adjuster. These can sometimes be found online or in resources like the Kentucky Trial Court Verdict Reporter. Show the insurance adjuster that someone with similar injuries received a high settlement, indicating the potential value of your case.
8. Get a Medical Report
Get a medical report from your treating doctor stating their opinion on the relatedness of your injuries to the accident. This report should also include potential future damages and the cost of future treatment. This can significantly increase the value of your case.
Conclusion
That’s all I have for you on this video. Remember, if you’ve been injured in an accident in Kentucky, don’t wait; Call Tate. Please subscribe to my YouTube channel, Call Tate, and watch more of my videos. Thanks.
Recent Comments