A bulging disc injury is commonly sustained in car accidents and falls. One can sustain a bulging disc in any part of the spine, whether it be in the neck or back. While herniated disc injuries are typically considered more severe than bulging disc injuries, a bulging disc injury does not automatically lead to a small settlement.
Let me tell you the story of my past client, Tara. Tara’s case involved a trucking accident. But what I’m about to teach you in this video applies to every type of injury case, including automobile accidents, slip or trip and fall incidents, and any other type of personal injury case.
Tara’s Story
The truck driver in Tara’s accident was clearly at fault. The primary issue in dispute with the truck driver’s insurance company was the value of Tara’s injury claim. The most significant injury Tara sustained in the accident was to her lower back.
After beginning physical therapy treatment, Tara eventually had an MRI on her lower back. The MRI revealed she had a small disc bulge. Tara ended up going to 18 physical therapy sessions to recover from her injuries. Once she finished her medical treatment, it was time to try to negotiate a fair and reasonable settlement for her.
Negotiating the Settlement
I sent a demand package with all the evidence we had gathered for Tara’s claim, including her medical records and bills, to the trucking company’s insurance company to kick off settlement negotiations. After negotiating back and forth, I was eventually able to secure a settlement for Tara in the amount of $75,000.
And since Tara also received $10,000 in personal injury protection benefits, her total recovery amounted to $85,000. Tara was thrilled she was able to get a fair and reasonable offer on her bulging disc injury claim without even having to file a lawsuit.
Factors Influencing Settlement Value
Tara’s bulging disc was not severe enough to require surgery. However, if surgery is required in your case, it will significantly increase the value of your claim. Surgery cases often result in settlements well into the six figures and sometimes even seven figures.
The value of all bulging disc injury cases is not the same. It usually depends on:
- How much insurance is available for your claim
- The extent of your bulging disc injury
- The amount and nature of the medical treatment you need to incur
If you have sustained a bulging disc injury, make sure you follow your doctor’s orders and get the medical treatment suggested by your doctor. If you do so, you may be in for a significant payday.
Handling Lowball Offers
Now that you know that your bulging disc injury case may have significant value, it does not necessarily mean that the insurance company will just roll over and pay you a fair amount for your claim. In fact, it is often the case that insurance companies will make you a lowball offer at the start of your case.
That is why you should watch the video about to pop up right here, where I share my suggestions on how to respond to a low offer in your injury case.
Lastly, if you’ve been injured in a car accident, slip or trip and fall incident, or dog attack incident in Kentucky, remember: don’t wait; call Tate.
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