Home / Cases we handle / Car Accident Lawyer
At Meagher Injury Lawyers, our Louisville car accident lawyers are ready to help you navigate the challenges after an accident. Even careful drivers can face unexpected injuries and expenses—let us help you pursue the compensation you deserve.
No cost to talk. No fee unless we win. No pressure to sign.
Free consultation. No fee unless we win. You'll talk with your lawyer.
First
Get checked by a doctor.
Even if you feel fine. Some injuries show up days later, and records matter.
Your bills
Your own PIP pays first.
Usually up to $10,000 in medical bills and lost wages, regardless of fault.
Deadline
Generally two years to file.
Notify your insurer right away. Calling a lawyer early gives your claim room.
On this page
It's normal to feel shaken and unsure. These steps protect your health first, and your claim second.
Kentucky is a no-fault state, so the answer comes in layers. Here's the usual order.
Not sure what coverage you have? Bring your policy to the free consultation and we'll go through it with you.
Kentucky law lets you seek compensation for financial losses and for how the injury affects your life. Depending on your case, that may include:
Tate spent years defending insurance companies before representing injured people. These are the things he tells every client.
You can still recover. Kentucky follows pure comparative negligence (KRS 411.182). Your compensation is reduced by your share of the fault, but it isn't eliminated.
Crashes are rarely clear-cut. Once you hire us, you can tell us everything, including the parts you're worried about. That helps us give you an honest picture of what to expect.
Example: if the other driver is 80% at fault and you are 20% at fault, you can still recover 80% of your damages from the other driver's insurer.
One client spent months handling her claim alone. The insurer said her injuries were pre-existing and weren't caused by the crash. Here's how her case went after she called us.
Every case is different. Past results don't guarantee a similar outcome.
In Kentucky, a car accident injury case generally must be filed within two years of the crash (KRS 413.140). You should notify your own insurer right away.
Two years can go faster than you'd expect. Treatment, negotiations, and tracking down witnesses all take time. Calling early gives us room to build your claim properly.
You'll speak with your attorney, not just office staff, and you'll hear from us before you have to ask.
From Tate
The 3 biggest mistakes people make after a car accident →
The other driver was uninsured, but we still won →
Hiring an injury lawyer vs. doing it yourself →
"Made a difficult situation easy. Kept me informed during the process. No BS gave me a timeline and it was pretty much on point."
Amos Judd · Google review
"Since the first time we talked over the phone about my accident, there was always trust and professionalism."
Edgar Tumax · Google review
"He was very nice, explained all our options and delivered a settlement that exceeded our expectations!!"
Robert McIntire · Google review
Car Accident Lawyer FAQ
Kentucky is a no-fault state, requiring drivers to get no-fault insurance. This typically covers the first $10,000 in medical expenses, some lost wages, and other expenses that may arise from a car accident, regardless of who is at fault per Kentucky Revised Statutes 304.39-040. No-fault insurance is also known as personal injury protection (PIP) insurance. Don’t worry – Louisville car accident lawyer Tate Meagher can assist you in applying for no-fault insurance.
When you have been in a car accident in Louisville, Kentucky, fault will be important for your car accident lawsuit to recover compensation against the other driver’s insurance company. Proving fault shows that the other driver’s negligent or reckless actions caused the car accident. Attorney Tate Meagher investigates the facts of all cases he pursues to gather the necessary evidence to prove liability against the at-fault party. Even after you have secured insurance, don’t be fooled into thinking that the insurance company is on your side and accept their first settlement offer.
Per Kentucky Revised Statutes 411.182, Kentucky is a pure comparative negligence state. Car accident victims can collect damages even if they are 99% at fault. However, the amount of damages is limited by the party’s actual degree of fault. Thus, for example, if it is determined that Driver A is 80% at fault for an accident and Driver B is 20% at fault, Driver A gets to recover 20% of his damages from Driver B’s insurer, and Driver B is entitled to 80% of his damages from Driver A’s insurer.
Louisville car accidents are not always cut and dry. You may be partially to blame for the car crash. Know that once you’ve retained us as your Louisville car accident lawyers, you can divulge the full details of the auto accident, even the parts that don’t go in your favor. Our experienced car accident lawyer at Meagher Injury Lawyers can help assess your automobile accident. Hence, you know what to expect in terms of settlement or trial and have a better idea of what your personal injury claim is worth.
There are several types of injuries that may result from a car, truck, or motorcycle accident. The type and extent of injuries suffered will directly affect the value of your car accident claim.
Neck Injuries
Whiplash is possibly the most common car accident injury. Whiplash occurs when there is a sharp and sudden movement of the head and neck, typically as a result of the collision from the crash. Whiplash can cause damage to the neck and back, including herniated and bulging discs, and the severity of injuries often depends on the victim’s prior health history.
Back Injuries
Back injuries are also common car accident injuries in a car crash. When a car crash victim’s spine is damaged, this can impair movement and sensation in the back and all of the victim’s extremities. Back injuries can sometimes be the costliest to treat because they often require extensive rehabilitation, surgery, and years of therapy or pain management.
Head Injuries
Concussions are common in motor vehicle accidents. High-speed collisions can result in a blow to the head through contact with the vehicle’s steering wheel, airbag, dashboard, headrest, or window. Traumatic brain injuries (TBIs) can range from mild to serious and cause long-term cognitive and motor skill deficiencies.
Scars, Bruising, And Lacerations
Many car accident victims suffer scrapes, bruises, and scratches as a result of the impact of the collision. Depending on the injury’s severity, a victim can sometimes end up with permanent scarring and disfigurement.
Broken Bones
Car accidents can be devastating as the body absorbs tremendous force; it can sometimes cause one or more bones to break. Fractures to the arm, legs, ribs, hip, wrist, face/skull, back, neck, clavicle, and other body parts are possible in car accidents.
Shoulder Injuries
Common shoulder injuries resulting from car accidents often involve impingement, ligament tears, or a torn rotator cuff. These types of injuries can be particularly severe, and recovery from rotator cuff surgery is frequently reported as being both painful and challenging.
Knee Injuries
Knee injuries from car accidents often occur when the knees brace for impact or collide with the dashboard or other parts of the vehicle. Many individuals may not realize they have sustained a knee injury until weeks later, mistaking the pain for simple bruising. It’s important not to overlook knee injuries, as they can cause long-term issues if left untreated. Proper treatment is essential for recovery and to prevent lingering problems.
Death
In the most tragic cases, the driver, passenger, or pedestrian is killed due to a car accident. There are specialized rules and regulations in place for wrongful death claims under Kentucky law. If your family member was killed in a motor vehicle crash, our Louisville fatal car accident lawyers are standing by, ready to help you fight for justice. We are compassionate advocates for grieving families. Our law firm will handle all of your legal needs so that you can focus on healing.
The moment you were flung into that harrowing experience, an invisible clock began to tick. Your Louisville car accident attorney will tell you that in Kentucky law, a car accident injury case must be filed within two years from the date of the collision to receive maximum compensation. According to Kentucky Revised Statutes 413.140. that being said, you need to notify your insurer right away.
This seems like enough time until you factor in negotiations with shifty insurance companies, the time it takes to track down elusive potential witnesses to the car accident, and your own recovery from the motor vehicle accident. There are so many moving parts at play that your best bet is to retain a Louisville car accident attorney to manage your auto accident case. Don’t wait, call Tate!
Free case evaluation
Most accident victims don't realize how hurt they truly are, or how expensive their injuries become. Call or text. We usually respond immediately.