TL;DR
Brooke did not suffer any broken bones and did not have to undergo surgery, yet we were still able to recover nearly six figures for her case. It was clearly worth the time and effort to pursue her claim.
Now that you know that your back injury case may have significant value even without surgery or broken bones, remember that the insurance company may not just roll over and pay you a fair amount for your claim. To give yourself a shot at a big payday, you’ll need to demand that the insurance company pay you a substantial sum to settle your case.
To learn the best way to demand a big settlement in your injury case, watch this video where I explain my tip on how to make such a demand effectively.
Lastly, if you’ve been injured in Kentucky, remember: don’t wait, call Tate.
Back injuries are a common result of accidents such as car crashes or falls. But is it worth pursuing a claim for compensation if you haven’t sustained any broken bones or haven’t had to undergo surgery?
Let me tell you the story of my past client, Brooke.
Brooke was involved in a trucking accident. The truck driver was clearly at fault for the accident, so the primary issue in dispute with the truck driver’s insurance company was the value of Brooke’s injury claim. The most severe injury Brooke sustained in the accident was to her lower back.
Brooke went to the hospital after her accident and was discharged after a few hours. She then began physical therapy treatment days after going to the hospital. Eventually, she had an MRI on her lower back, which revealed a small disc bulge. Brooke attended a total of 18 physical therapy sessions and was able to recover from her injuries.
Once Brooke completed her medical treatment, it was time to negotiate a fair settlement with the trucking company’s insurance company. I wanted to get every penny I possibly could for Brooke.
So, I sent a written demand letter along with all the evidence my office had gathered for Brooke’s claim, including her medical records and bills, to the trucking company’s insurance company in hopes of initiating settlement negotiations.
After some days of waiting, we finally received an offer. The first offer from the trucking company’s insurer was $50,000. I knew Brooke's case had more value than that, so I made a counter-demand offer. We exchanged numbers back and forth until the insurance company’s adjuster told me their top offer was $70,000.
I caught on to the trucking company’s bluff and was able to get a little bit more for Brooke. We ultimately settled her case for $75,000. Additionally, Brooke received $10,000 in personal injury protection (PIP) benefits, bringing her total recovery to $85,000. Brooke was thrilled with the outcome.
This post was written with AI assistance and reviewed by the Meagher Injury Lawyers team.
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