If you are injured in a car accident that was not your fault, you have the right to pursue financial compensation from the at-fault driver or their insurance company. Even minor car wrecks can leave people dealing with injuries for weeks or months afterward. It’s common that car accident injury victims are forced to miss substantial time from work due to their injuries while left with the responsibility of paying off medical bills not entirely covered by their health insurance.
If you or a loved one have suffered an injury due to a motor vehicle collision caused by another driver, you (or your loved one) may be entitled to recover compensation that could help ease some of your financial burdens. Get in touch with a Shively car accident attorney today to get professional legal advice regarding you (or your loved ones) injury claim. Working with a skilled personal injury attorney could increase your chances of obtaining just compensation.
All drivers in Shively must maintain automobile insurance. The insurance policy must provide basic reparation benefits Kentucky is a no-fault state, which means that no matter who was at fault for the accident, your automobile insurer will pay for some (usually $10,000.00) of your medical treatment following a car accident.
These payments are also known as personal injury protection (PIP) benefits or basic reparation benefits (BRB). PIP benefits can also be used to cover lost wages (at a maximum amount of $200 a week). If the other driver was at-fault for the accident, your insurer has the right to then subrogate (or recoup) the payments from the at-fault driver (or their insurer).
While each insured has the right to select the amount of coverage that is right for them, per state law, they must maintain minimum liability coverage of $25,000.00 to protect against bodily injury claims sustained by any single person and not less than $50,000.00 to cover claims for bodily injury damages sustained by all persons as a result of anyone one accident. Additionally, driver’s in Kentucky are required to maintain a minimum of $25,000.00 to protect against property damage claims as a result of one accident. In the alternative, a policy with a single limit of $60,000.00 is acceptable under Kentucky law. Should you or the at-fault driver fail to maintain automobile insurance, the case can become complicated, and a financial recovery becomes much more difficult. If you have any questions about insurance after your car accident, a knowledgeable local attorney could help.
A statute of limitations provides the maximum time allowed by law that one has to file a lawsuit for their injury claim. If the lawsuit is not filed within the time prescribed by statute, the claim is forever barred. In Shively, you have at least two years from the date of the accident to file a lawsuit.
The statute of limitations is extended to two years from the date of the last PIP payment if PIP payments are made to you. It is strongly recommended you consult with an attorney so that a vehicle collision lawsuit is filed prior to the statute of limitations if a lawsuit is necessary.
A skilled and experienced auto wreck attorney in Shively can help manage your claim, attempt to negotiate a fair settlement, gather the necessary evidence to prove liability against the other driver and prove your damages, amount other things. They also should be familiar with local court procedures that must be followed during every stage of litigation should a lawsuit become necessary.
During litigation, it may become necessary to obtain testimony from witnesses and experts, interact and negotiate with the defendant’s attorney (and the other driver’s insurance company), perform legal research on the case, and research the defendant’s background. These are all tasks that should be handled by an experienced attorney. Without adequate representation, it is highly likely that you will not only be overwhelmed, but you are also not likely to receive a fair settlement offer on your case.
Don’t wait for your medical bills to pile up, call a Shively car accident lawyer as soon as possible following a car accident to get the help you need. Contacting a Shively car accident attorney can take the burden of being overwhelmed with managing your claim off of you while you focus on getting better and getting back to work. To schedule your free consultation about your car accident case, don’t wait, call Tate.