If you have been injured in a car accident in Kentucky, let Louisville car accident lawyer Tate Meagher deal with the insurance company, while you get better. Tate handles a range of automobile accident cases, including:
Kentucky is a no-fault state, meaning Kentucky driver’s carry no-fault insurance on their automobiles which typically covers the first $10,000.00 in medical bills, some lost wages, and other expenses that may arise out of a car accident, regardless of who is at fault. No fault insurance is also known as personal injury protection (PIP) insurance. Attorney Tate Meagher assists all of his car accident client apply for no-fault insurance.
When you have been in a car accident in Kentucky, fault will be important to your claim for compensation against the other driver’s insurance company. Proving fault is centered around showing that that another’s negligent or reckless actions caused the car accident. Tate investigates the facts of all cases he pursues to gather all the necessary evidence to attempt to prove liability against the at-fault party.
Kentucky is a pure comparative negligence state. This means that accident victims are allowed to collect for damages even if they are 99% at fault. However, the amount of damages is limited by the party’s actual degree of fault. Thus, for example, if it is determined that Driver A is 80% at fault for an accident and Driver B is 20% at fault, Driver A gets to recover 20% of his damages from Driver B’s insurer, and Driver B is entitled to 80% of his damages from Driver A’s insurer.
There are several types of Injuries that may result from a car accident. The type and extent of injury you suffer will directly affect the value of your personal injury case. Some of the most common car accident injuries include:
Neck injuries: whiplash is possibly the most common car accident injury. Whiplash occurs when there is a sharp and sudden movement of the head and neck, typically as a result of the collision from the crash. Whiplash can cause damage to the neck and back, including herniated and bulging discs, and the severity of injuries often depend on the victim’s prior health history.
Back injuries: also a common injury in a car accident, when a crash victim’s spine is damages, this can impair movement and sensation not just in the back but in all of the victim’s extremities. Back injuries can sometimes be the most costly injuries to treat because they often require extensive rehabilitation, sometimes surgery, and years of therapy or pain management.
Head injuries: concussions are common in car accidents. High-speed collisions can result in a blow to the head through contact with the steering wheel, air bag, dashboard, head rest, or window of the vehicle. Traumatic brain injuries (TBIs) can range from mild to serious and cause long-term cognitive and motor skill deficiencies.
Scars, bruises, and lacerations: many car accident victims suffer scrapes, bruises and lacerations as a result of the impact of the collision. Depending on how severe the injury is, sometimes a victim can end up with permanent scarring and disfigurement.
Broken bones: Car accidents can be devastating, as the tremendous force that the body is forced to absorb can sometimes cause one or more bones to break. Fractures to the arm, legs, ribs, hip, wrist, face/skull, back, neck, clavicle, and other body parts are possible in car accidents.
Shoulder injuries: common shoulder injuries in car accidents include impingement or tears of different shoulder ligaments or a torn rotator cuff. Should injuries are some of the most powerful to suffer and the recovery from rotator cuff surgery is often described as very painful and difficult.
Knee injuries: knee injuries are typically caused from bracing fro the impact or the knees striking the underside of the dashboard or other part of the car. Many people do not realize that their knee is injured until several weeks after the accident and write the pain off as just bruising. Knee injuries must not be overlooked as these injuries can plague many people for their entire life, and failing to adequately treat a potential knee injury will not help the healing process.
Death: In the most tragic cases, the driver, passenger, or a pedestrian is killed as a result of a car accident.
For advice of what to do after a car accident, please read our blog post on what to do after a car accident. Tate Meagher of the Meagher Law Office is passionate about helping car accident injury victims get the financial compensation they deserve. If you think we can be of any help to you, call to schedule your free consultation with Tate today.
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